In 2026, U.S. home prices are expected to rise modestly around 2%, reflecting stabilization as higher rates cap rapid appreciation.
By 2027, improving affordability and labor-market strength could lift annual price growth closer to 3%, supporting steady market confidence.
During 2028, cumulative gains are forecast to build gradually, with supply constraints in strong regions keeping prices on an upward path.
By 2029, forecasts from Fannie Mae point to total price growth exceeding 15% since 2024, signaling sustainable long-term appreciation.
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