Mindblown: a blog about philosophy.

  • Is the U.S. Heading Toward a Real Estate Crash and Debt Bubble?

    Is the U.S. Heading Toward a Real Estate Crash and Debt Bubble?

    National home prices steady; slight dips in overheated regions; supply shortage and low turnover prevent dramatic market collapse. Most homeowners locked into low rates; this “golden handcuff” effect limits inventory, holding prices stable despite high mortgage costs.

  • 2025 Housing Market: Finally a Win for Buyers?

    2025 Housing Market: Finally a Win for Buyers?

    Home Sales Forecast: 4M Units Sales activity will remain stable near 4 million, slightly below 2024, with modest fluctuations expected through late 2025. Price Growth Slows to 2.5% National home prices will continue to rise, but at a slower pace, as inventory builds and sellers adjust to a more balanced market. Mortgage Rates to Dip…

  • Oklahoma Median Home Price: $232K

    Oklahoma Median Home Price: $232K

    Oklahoma’s 2025 median home sale price is $232,000. The state is among the most affordable in the U.S. housing market. Real Estate taxes remain low, boosting long-term affordability. Steady demand reflects a healthy and accessible market. Oklahoma offers value for buyers seeking cost-effective homeownership.

  • Map Shows States Where Homeowners Benefit Most from Capital Gains Tax Plan

    Eliminating the federal capital gains tax on home sales would benefit homeowners in states with high home price appreciation, such as California, Hawaii, Massachusetts, Washington, and New Jersey. Many homeowners now exceed the $250,000 exemption due to rising home values, especially after the pandemic. While this could encourage more home sales, experts warn it may…

  • Will 2025 End With 6.1% Rates?

    Will 2025 End With 6.1% Rates?

    Analysts forecast a gradual mortgage rate decline in 2025, though predictions vary in pace and depth. Fannie Mae projects 30-year fixed rates falling to 6.1% in Q4. MBA forecasts minimal change, with rates steady at 6.7% through Q3, dipping to 6.6% in Q4. Despite Fed rate cuts, analysts note limited transmission to mortgage costs due…

  • Is a 2008-Style Housing Collapse Possible in 2025?

    Is a 2008-Style Housing Collapse Possible in 2025?

    2025’s housing risks echo 2008: high debt, inflation, and home prices outpacing household incomes. Debt-to-income ratios in 2025 average 40.5%, near 2008’s dangerous 43% levels.

  • CPI in Spotlight: Will Inflation Finally Cool?

    CPI in Spotlight: Will Inflation Finally Cool?

    May CPI expected to rise: headline to 2.5%, core CPI to 2.9%.Tariff-driven distortions complicate inflation signals, as firms front-load orders to dodge cost increases.

  • Buyer-Friendly Housing Market Grows as Home Prices Hold Steady

    Buyer-Friendly Housing Market Grows as Home Prices Hold Steady

    One in five sellers cut prices as inventory rises, shifting power back toward homebuyers in 2025.Buyer and seller confidence is improving, supported by strong job market and steady Fed interest rates.

  • Will Middle East War Cloud Mortgage Rate Cuts?

    Will Middle East War Cloud Mortgage Rate Cuts?

    Mortgage rates hovered between 6.5% and 7% amid ongoing economic uncertainty. Middle East tensions had minimal impact on rates, as ceasefire holds and inflation remains key. Tariff-induced inflation may delay Fed cuts, keeping mortgage rates elevated into 2025. The Mortgage Bankers Association predicts only a slight drop to 6.7% this year. The Federal Reserve may…

  • Luxury Real Estate Market Growth Forecast 2032

    Luxury Real Estate Market Growth Forecast 2032

    Global luxury residential Real Estate market projected to grow steadily through 2032, driven by rising cross-border investments. Top segments include ultra-luxury mansions, penthouses, and waterfront homes used for living, vacation, or investment.

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