Looking to buy a home in today’s turbulent market? How to improve your odds — and save yourself thousands

Improving your credit score is crucial for homebuyers facing rising prices and competitive financing. A higher score leads to lower mortgage interest rates, reducing monthly payments and total interest, allowing you to afford a larger home. Key factors include payment history, amounts owed, and credit length. Check credit reports for errors, pay bills on time, keep balances low, and avoid excessive new credit applications to boost your score and save thousands.